Find IFSC Codes and Bank Details.

Welcome to our IFSC code search platform. Your one-stop solution for banking information. Search for IFSC codes effortlessly by Bank, Branch, City and State or even By MICR. Explore comprehensive lists of bank branches. Simplify your electronic transactions with accurate and up-to-date details.

IFSC Code Search for Indian Banks

Select Bank

State Bank of India (SBI)HDFC BankICICI BankPunjab National Bank (PNB)Bank of Baroda (BoB)Axis BankKotak Mahindra BankBank of India (BOI)Central Bank of IndiaAu Small Finanance Bank

IFSC Code - What is it and Why is it important?

An IFSC code Indian Financial System Code plays a crucial role in India's banking system, ensuring seamless and secure electronic fund transfers between different banks. Whether you’re transferring money online through State Bank of India (SBI) , making a payment via Airtel Payment Bank or India Post Payment Bank , or initiating transactions with Bank of Baroda , HDFC Bank , or Bank of India , the IFSC code—such as SBIN0000602 for an SBI branch in Mumbai—ensures that funds are accurately directed to the intended recipient at the correct branch. This 11-character code is essential for all NEFT , RTGS , and IMPS transactions, helping to significantly reduce errors and delays.

In an era where digital transactions are rapidly becoming the norm, knowing and using the correct IFSC code is more important than ever for secure and efficient banking. For example, using the right code like SBIN0000602 for SBI ,BARB0VJAIPU for a specific Bank of Baroda branch, or AIRP0000001 for Airtel Payment Bank ensures that your transactions are processed smoothly without any hitches. This attention to detail in digital transactions enhances accuracy and security, minimizing the chances of errors and ensuring funds reach their intended destination quickly and reliably.

What is an IFSC Code?

An IFSC code plays a pivotal role in India's banking system, ensuring that electronic fund transfers occur without a hitch. Whether you're transferring money online or making a payment via mobile banking, the IFSC code guarantees that the funds reach the intended recipient at the correct branch. This not only streamlines the banking process but also enhances security and accuracy, minimizing the chances of errors or delays. In a world increasingly moving towards digital transactions, knowing and using the correct IFSC code is more important than ever.
  • An IFSC code is mandatory for initiating any electronic payments in India, including NEFT, RTGS, and IMPS transactions. Without this code, the transaction cannot be processed.
  • Every bank branch in India has a unique IFSC code, even if they belong to the same bank. This uniqueness helps in precisely identifying the recipient branch during electronic transactions.
  • The IFSC code is crucial for online banking services, including transferring money between accounts, paying bills, and receiving payments from others.
  • The IFSC code is used in automated payment systems and financial applications, making the entire process of funds transfer seamless and efficient.
  • The 11-character format of the IFSC code ensures consistency across all banks and branches, making it easier to automate and process transactions nationwide.

Understanding the Need for an IFSC Code in Online Transactions

  • To facilitate electronic transfers between banks.
  • Used when setting up automatic bill payments or linking accounts for transfers.
  • Printed on cheques to identify the bank and branch.
  • Ensures correct routing of funds during Unified Payments Interface transactions.
  • Required when adding a new payee or transferring funds to another account.
IFSC EXPLAIN

What is MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a unique identifier used in the banking system for and clearing cheques. It is a 9-digit code printed on the bottom of cheques, usually alongside the cheque number.

The first three digits represent the city, the next three identify the bank, and the last three denote the branch. The MICR code ensures that cheques are processed efficiently and accurately, minimizing errors during clearing.

What is the Use of MICR Code?

The MICR code is essential for the quick and secure processing of cheques. It helps in the automated reading of cheque details, reducing manual errors and speeding up the clearance process.

The MICR code is essential for the quick and secure processing of cheques. It helps in the automated reading of cheque details, reducing manual errors and speeding up the clearance process.

Frequently Asked Questions

Banks

HDFC Bank

Axis Bank

Punjab National Bank

State Bank of India

CITY

Indore

Bhopal

Jabalpur

Bangalore

Links

HomeSearch By CitySearch By BankSearch By Branch

Our Tools

PincodeFind Post officeUnit ConverterFind IFSC Code

Our platform is designed to provide you with the most accurate and up-to-date IFSC codes for every bank branch in India. Whether you need the code for NEFT, RTGS, or IMPS transactions, our service ensures you have the latest information at your fingertips.

Our database is regularly updated to ensure you always have access to the latest IFSC codes. With just a few clicks, you can find the code you need, making your online transactions seamless and hassle-free.

© copyright 2024. All rights reserved